A plan you can see
all the way through.
Goal-based mutual fund guidance for families in and around Patna. You will always know what you hold, why you hold it, and what it is working towards.
Milan Samajder
Mutual Fund Distributor
Helping families make informed investment decisions.
Milan Samajder advises families across Patna and the surrounding districts, most of whom came to him through someone they already trusted. He started the practice after seeing how many people were putting money aside every month without any idea what it was working towards.
His approach is unhurried. Before any scheme is discussed, he wants to understand what the money is for, when it will be needed, and how much of a fall you could live with along the way. The plan that comes out of that is usually simpler than people expect, and far easier to stay with.
“The best plan is the one you can actually keep. I would rather you invest a little every month for twenty years than a great deal for two.”
- AMFI-Registered Mutual Fund Distributor (ARN-175151)
- NISM Series V-A Certified
- Graduate in Commerce, Patna University
How we help
An AMFI-registered mutual fund distributor does more than help you buy a fund. The value is in choosing schemes that suit you, executing the transactions, monitoring the portfolio afterwards, and being reachable when something needs doing.
Plan Your Investments
Run the numbers yourself before we ever speak. These are the same tools I use with clients, free, instant, and no sign-up required.
SIP Calculator
15 years · 12% assumed annual return
₹10,000
Projected value in 15 years
₹0
- You invest
- ₹0
- Potential growth
- ₹0
Illustrative only. Returns are assumed, not guaranteed. Mutual fund investments are subject to market risks.
- Try Calculator
Lumpsum Calculator
Estimate the future value of a one-time investment.
- Plan a Goal
Goal Planner
Find the monthly investment needed to reach your goal.
- Plan Retirement
Retirement Calculator
Find the corpus that funds your retirement, and the SIP that builds it.
- Plan Education
Child Education Calculator
See what a course will cost by the time your child gets there.
- Plan Withdrawals
SWP Calculator
Plan a monthly withdrawal and see how long it lasts.
A mutual fund distributor, not a salesperson
No targets to hit, no products to push. Just a considered plan and someone accountable for it over the long run.
“The best plan is the one you can actually keep. I would rather you invest a little every month for twenty years than a great deal for two.”
Personalized Guidance
Advice built around your goals and life stage, never a one-size-fits-all model.
Goal-Oriented Investing
Every investment is tied to a purpose, so progress is always measurable.
Transparent Communication
Clear explanations, honest expectations, and no hidden jargon or surprises.
Regular Portfolio Reviews
Ongoing check-ins keep your portfolio aligned as markets and life evolve.
Long-Term Relationship
A partnership that grows with you, not a transaction that ends at the sale.
Investor Education
We help you understand the why behind every decision, building lasting confidence.
Every plan starts with a reason
Retirement Planning
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisChild Education
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisBuying a Home
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisWealth Creation
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisTax Saving
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisEmergency Fund
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisRetirement Planning
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisChild Education
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisBuying a Home
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisWealth Creation
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisTax Saving
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisEmergency Fund
Tell me what this one is worth and when you need it, and we will work backwards to the monthly number that gets you there.
Plan for thisA simple, four-step process
No complexity for its own sake. Here is exactly what working together looks like, from first conversation to ongoing review.
01
Understand Your Goals
We start by listening: your aspirations, timelines, and comfort with risk.
02
Build Your Strategy
A tailored plan and fund selection designed specifically around your needs.
03
Invest & Monitor
We put the plan to work and track it closely against your objectives.
04
Review & Refine
Periodic reviews and rebalancing keep you firmly on course over time.
New to investing? Start here
Every investor needs a one-time KYC before their first mutual fund purchase. It takes a few minutes, and once it is done it is valid across every fund house in India.
Empanelled across the market
Your money is invested directly with the fund house. It never sits with us. Being empanelled widely means the recommendation is driven by what suits you, not by what we happen to have access to.
- SBI Mutual Fund
- HDFC Mutual Fund
- ICICI Prudential
- Axis Mutual Fund
- Kotak Mahindra
- Nippon India
- Mirae Asset
- Canara Robeco
- UTI Mutual Fund
- DSP Mutual Fund
- Franklin Templeton
- Parag Parikh
Know someone who could use a second opinion?
Most of the families here came through someone they already trusted. If a friend or a colleague is unsure about their portfolio, an introduction costs them nothing and there is no obligation on either side.
Have an investment goal in mind?
Let's understand your goals and explore how you can plan for them, a relaxed, no-obligation conversation.
Start a conversation
Whether you are investing your first ₹5,000 or reviewing an existing portfolio, the first conversation is always free.
B-72, Peoples Housing Colony, Lohia Nagar Co-operative, Near GDM College
Patna, Bihar 800020